A Single Access to Payment Infrastructure

Reach PSPs, acquirers, platforms and payment methods through one technical layer.

Codectra provides a unified API for connecting different participants across the payment ecosystem, with traffic management, cascading and transaction control built into the hub.

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One API. 
Multiple Connections.

Instead of building and maintaining separate integrations for every counterparty, connect through Codectra.

The Codectra API acts as a common technical layer between systems, providers and merchants.

Architecture

Your Business
Codectra
  • PSPs
  • Acquirers
  • Platforms
  • Gateways
One technical interface on your side.
Multiple relationships behind it.

How Codectra Connects 
the Payment Ecosystem

Codectra can operate between different participants in the payment chain while keeping the same API layer.

PSP to Codectra to Acquirer

A payment service provider connects to Codectra instead of integrating separately with each acquiring partner.

Codectra handles the underlying acquiring relationships while the PSP continues to work through the same interface.

Platform to Codectra to Merchant

A platform integrates with Codectra once.

Merchants then use the Codectra API instead of integrating directly with the platform API.

This creates a common merchant-facing interface without requiring the platform to maintain a separate technical flow for every connection.

Merchant to Codectra to PSP / Acquirer

A merchant connects to Codectra and gains access to processing and acquiring options through the same API.

The underlying provider can change while the merchant-side setup remains the same.

How a Transaction Moves

Every payment request enters Codectra through a common interface.

The hub evaluates the available paths and sends the transaction according to the configured logic.

  • The result returns through the original connection.

  • No changes are required on the client side when the processing path switches.

Transaction Flow

  1. Payment Request
  2. Codectra
  3. Flow Rules
  4. If the first path cannot complete the transaction: Provider A then fallback to Provider B

How Codectra Directs 
Payment Traffic

Codectra controls how payments move across available channels.

Flow Logic

Define the rules that determine where each transaction is sent.

Cascading

If the selected path cannot complete the transaction, Codectra can continue through an alternative one.

Traffic Distribution

Spread payment volume across channels according to your configuration.

Monitoring

Track processing activity and statuses across the payment flow.

A Unified 
Operational View

The Codectra dashboard gives teams a central workspace for payment operations.

  • Providers and Channels

    See available services and their configuration.

  • Routes

    Review and adjust traffic distribution.

  • Cascades

    Set fallback sequences between processing paths.

  • Transactions

    Monitor payment activity and statuses.

  • Limits

    Manage operational restrictions.

  • Reporting

    Review performance and activity.

Expand Coverage 
Without Rebuilding

Need another provider, acquirer or payment method?

  1. If it is already available through Codectra, it can be added to your setup without a separate development project.

  2. If it is not yet supported, Codectra can add it to the hub.

  3. Your existing API remains unchanged.

Scale With Less 
Technical Overhead

Each direct provider relationship usually adds another API, development effort and maintenance burden.

Codectra keeps that complexity behind a shared technical layer.

  • Broader Coverage

    Add providers, acquirers and payment methods as your business grows.

  • Greater Resilience

    Use multiple processing paths instead of relying on a single one.

  • Lower Maintenance

    Keep one core API while the surrounding payment setup evolves.

  • Centralized Operations

    Work with providers, transactions and flow logic from one place.

Build Through Codectra

Connect participants, manage payment flows and extend your setup without rebuilding the technical foundation every time.

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